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Toronto Personal Injury Lawyers
Toronto Personal Injury Lawyers

Bowmanville Car Accident Lawyers

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Published: November 22, 2019 | Last Reviewed: April 27, 2026

Car accidents can have disastrous outcomes. Even the most cautious, law-abiding road user can lose their life or sustain permanent, catastrophic injuries because of another motorist’s negligence.

Fatalities resulting from motor vehicle collisions have increased significantly over the last 5 years. Now more than ever, it is essential for drivers to exercise reasonable caution, patience, and consideration on the road in accordance with the province’s Highway Traffic Act.

Our Bowmanville car accident lawyers help injured drivers, passengers, pedestrians, cyclists, and families understand their legal options after a collision. We can pursue claims for accident benefits, tort claims against an at-fault driver, and related guidance where a crash leads to catastrophic impairment, prolonged disability, or fatal injury. Contact our personal injury lawyers serving Bowmanville today to learn more.

Common Causes of Motor Vehicle Collisions in Bowmanville

Many collisions are caused by conduct that falls below the standard of reasonable care expected on the road. Examples include distracted driving, speeding, following too closely, unsafe lane changes, failure to yield, impaired driving, fatigued driving, and careless driving.

Ontario’s Highway Traffic Act sets out a wide range of road rules and duties that may become relevant in a motor vehicle claim. The Act includes offences such as careless driving and other provisions that can help frame how a collision happened, although a traffic charge is not required in order to bring a civil claim.

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Since 1959, we’ve helped thousands of Canadians get the compensation they deserve with their car accident claims. One of Canada’s oldest personal injury law firms, personal injury law is exclusively what we do. Book a free consultation today with our top-rated personal injury lawyers.

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Common Injuries After a Bowmanville Car Accident

Those fortunate enough to survive traumatic motor vehicle collisions often sustain a number of injuries that can range in severity from moderate to catastrophic. These injuries may require hospitalization, expensive medical treatment, long periods of convalescence, and even drastic changes to a victim’s daily life.

Some of the injuries frequently sustained as a result of car accidents in Bowmanville include:

  • Whiplash 
  • Soft tissue injuries
  • Broken or fractured bones
  • Cuts and lacerations
  • Strains and sprains
  • Musculoskeletal injuries
  • Facial and dental injuries
  • Internal organ damage
  • Neck and back injuries
  • Spinal cord injuries 
  • Paralysis
  • Concussions
  • Traumatic brain injuries
  • Amputations
  • And more

In addition to the physical challenges often experienced by seriously injured car accident survivors, many accident victims also develop significant mental health conditions. Often debilitating in nature, these secondary disabilities can profoundly affect a victim’s overall quality of life. This is especially true for the survivors of motor vehicle collisions who are no longer able to work because of the psychological after-effects of their accidents.

These often include:

  • Depression
  • Anxiety
  • Post-traumatic stress disorder (PTSD)
  • Insomnia or other sleep disorders
  • Alcohol use disorder
  • And more

As a result of the physical injuries they have sustained and mental health issues they have developed in the aftermath of a car accident, survivors of collisions often struggle to cope with pain and discomfort, social isolation, emotional distress, and financial insecurity.

Accident Benefits and Lawsuits in Ontario

Standard Ontario auto insurance policies provide access to Statutory Accident Benefits under the Insurance Act and the Statutory Accident Benefits Schedule, regardless of who caused the collision.

Those benefits may include medical and rehabilitation benefits, attendant care in qualifying cases, income replacement benefits, non-earner benefits, and other supports depending on the circumstances. Ontario’s Financial Services Regulatory Authority publishes annual indexation amounts related to certain auto insurance injury claims.

Separate from accident benefits, some injured people may also have a tort claim against an at-fault driver for pain and suffering, past and future income loss, health care expenses not covered elsewhere, and other damages permitted by law.

Tort claims (also called lawsuits) are generally brought when accident benefits do not cover the true extent of the damages suffered by an accident victim. Your Bowmanville car accident lawyer will be able to help you gather evidence like witness statements, medical records, photographs, and financial receipts to prove the severity of your losses when you file a lawsuit.

What To Do After A Car Accident In Bowmanville

After a collision, it is often important to:

  • Seek medical attention
  • Report the accident where required
  • Notify your insurer promptly
  • Document the scene if possible
  • Gather witness and vehicle information
  • Keep records of treatment and out-of-pocket expenses.

These steps can help protect both an accident benefits claim and any potential lawsuit.

Where a crash leads to lasting impairments, related legal issues can often overlap with long-term disability claims in Bowmanville, catastrophic injury claims, or even wrongful death claims in the most serious cases.

Compensation That May Be Available After A Bowmanville Collision

Compensation depends on the facts of the case, the injuries involved, the insurance available, and the effect the crash has had on the injured person’s life. Recoverable losses may include medical and rehabilitation costs, pain and suffering, income loss, reduced future earning capacity, housekeeping expenses, attendant care, and other accident-related losses.

If there is a dispute about who was responsible, Ontario’s Negligence Act can affect how fault is apportioned. That means a person may still have a claim even if responsibility is shared, although damages can be reduced based on the percentage of fault assigned.

Speak With Our Bowmanville Car Accident Lawyers

At Preszler Injury Lawyers, we believe no one should be forced to pay for the negligence of others. That is why, if you were injured in a motor vehicle collision caused by a negligent driver, our Bowmanville car accident lawyers may be able to provide you with crucial legal assistance.

To learn more, contact our car accident lawyers serving Bowmanville today online or by calling 1-888-608-2111. Our phone lines are open 24/7, and we help clients across the province.

Co-Authored by Jeffrey A. Preszler

Personal Injury Lawyer

Partner Jeffrey Preszler’s practice focuses on personal injury claims, including motor vehicle accident claims, slip and fall claims, long-term disability claims, and institutional abuse claims.

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We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their car accident claims.

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Case Results

car accident Settlements

Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some car accident related wins we’ve had for our clients.

Settlement

Car Accident

$8,050,000

We successfully obtained this settlement for a very deserving client involved in a car accident.

Settlement

Car Accident

$3,124,000

In this case a family lost their father in a car accident. The settlement amount was made to the surviving spouse and children of the deceased.

Settlement

Car Accident

$2,573,223

Client Injuries: Traumatic brain injury with soft tissue injuries.

Settlement

Car Accident

$2,215,000

A pregnant woman was driving a car and was subsequently hit by another car. She eventually gave birth to a child with cerebral palsy as a result of this accident.

Settlement

Car Accident

$2,201,751

Vehicle hit by transport truck which was changing lanes. Client Injuries: Psychiatric impairments.

Settlement

Car Accident

$2,050,000

Client Injuries: Mild traumatic brain injury with ongoing cognitive impairments

Settlement

Car Accident

$1,650,000

Client Injuries: Mild traumatic brain injury with ongoing cognitive impairments

Settlement

Car Accident

$1,625,000

Vehicle struck by another vehicle making a U-turn. Client Injuries: Headaches, vision issues, chronic pain and psychological issues

View More Results

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Download Our "How to Choose a Personal Injury Lawyer in Ontario" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how accident benefits claims work.

How to Choose a Personal Injury Lawyer in Ontario

In this ebook, you can read about:

  • When it makes sense to contact a personal injury lawyer in Ontario
  • The qualifications, experience, and track record to look for in a law firm
  • How contingency fees, disbursements, and costs typically work in injury cases
  • Questions to ask during a free initial consultation
  • Warning signs and red flags when choosing a lawyer or firm
  • What to expect after you hire a personal injury lawyer
  • How Preszler Injury Lawyers may be able to help after a car accident, slip and fall, or other injury event
  • And more
Download Our E-Book

Download Our "Long-Term Disability Appeals" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how long-term disability claims work.

Long-Term Disability Appeals

In this ebook, you’ll learn:

  • The difference between an internal appeal and a lawsuit
  • How the LTD appeals process typically works in Ontario
  • What evidence you can gather to strengthen your appeal
  • How to respond to insurance company requests and other tactics they might use
  • What deadlines may apply to your appeal
  • The benefits of working with an LTD lawyer when you need to appeal your denied claim
  • And more

 

Download Our E-Book

Download Our "I’m Approaching Change of Definition" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how long-term disability claims work.

I’m Approaching Change of Definition

This ebook will help you:

  • Understand what “change of definition” means when it comes to LTD policies
  • Learn when this shift typically occurs and how it might affect your eligibility
  • Know what evidence you can collect to support your continued claim
  • Identify warning signs that a denial or termination might be coming
  • Explore your legal options when your insurer cuts off your benefits
  • Discover how a long-term disability lawyer can advocate for your rights
  • And more
Download Our E-Book

Download Our "Denied Long-Term Disability Benefits" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how long-term disability claims work.

Denied Long-Term Disability Benefits

In this ebook, you’ll learn:

  • Common reasons why long-term disability claims are denied in Ontario
  • What to do immediately after receiving an LTD denial
  • The difference between appealing a denial and filing a lawsuit against your insurer
  • How to gather strong medical and occupational evidence to support your claim
  • What deadlines apply to LTD claim disputes
  • How our long-term disability lawyers can help you build a strong case
  • What compensation you may be entitled to
  • And more
Download Our E-Book

Download Our "Applying for Long-Term Disability Benefits" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how long-term disability claims work.

Applying for Long-Term Disability Benefits

In this ebook, you can read about:

  • Who qualifies for LTD benefits in Ontario
  • How to effectively complete your LTD application package
  • What medical and employment documentation you need to collect
  • How insurance companies evaluate LTD claims
  • Tips to avoid common errors that may lead to delays or denials
  • What to do if your claim is denied
  • How our long-term disability lawyers can support your application
  • And more
Download Our E-Book

Download Our "Slip and Fall Lawsuits in Ontario" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how personal injury claims work.

Slip and Fall Lawsuits in Ontario

This ebook will:

  • Provide you with a solid foundation for understanding your rights and obligations as an injury victim
  • Help you understand the nature of Slip and Fall accidents and injuries, including the Occupiers’ Liability Act in Ontario
  • Teach you how to hold a property owner accountable for your injuries
  • Explain the evidence you’ll need to support your case
  • Demonstrate how you can strengthen and protect your claim
  • Describe how to find the right lawyer for your case
  • Clarify how a lawyer can help you hold negligent parties liable for their actions
  • And more
Download Our E-Book

Download Our "Car Accident Lawsuits in Ontario" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how car accident claims work.

Car Accident Lawsuits in Ontario

This guide to car accident lawsuits in Ontario will help you:

  • Understand your rights after a car accident in Ontario
  • Learn how and when to file a lawsuit against an at-fault driver
  • Explore the types of damages you can pursue, including pain and suffering, loss of income, medical expenses, and more
  • Identify the key steps in a car accident claim
  • Know what kind of evidence to collect to strengthen your claim
  • Understand how limitation periods and other legal deadlines will affect your claim
  • Discover how a personal injury lawyer can help you on your legal journey to compensation
  • And more
Download Our E-Book

Download Our "Statutory Accident Benefits Schedule" E-Book

Here’s an e-book you might find useful if you’re interested in learning more about how accident benefits claims work.

Statutory Accident Benefits Schedule

In this ebook, you’ll learn about:

  • How to apply for Accident Benefits
  • Eligibility requirements for Accident Benefits
  • Benefits and compensation available to workers and non-earners
  • Benefits and compensation for caregivers of injured individuals
  • Benefits available for medical and rehabilitation expenses
  • Benefits available for death and funeral expenses
  • The difference between minor injuries and catastrophic impairment injuries
  • How a motor vehicle accident lawyer can help you ensure you receive all of the compensation you’re entitled to through SABS
  • And more
Download Our E-Book
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More car accident Video Resources

We also have some videos on the topic of car accident claims

View More in Our Video Library

car accident FAQs

Here are some commonly asked questions for car accident claims

Yes. Even when fault seems obvious, insurers often argue about liability or damages. A lawyer ensures your rights are protected.

Ontario uses a system called contributory negligence. If you share blame, your damages may be reduced by your percentage of fault.

Preszler Injury Lawyers works on a contingency fee basis. You don’t pay upfront legal fees. Instead, payment is based on the outcome of your claim.

The Motor Vehicle Accident Claims Fund provides a safety net in these situations. Our team can help you pursue this option.

Yes. Passengers have the same rights to accident benefits as drivers. You may also pursue a tort claim against the responsible driver.

Loss of income benefits are typically paid to injured victims of motor vehicle accidents once their claim has been approved by their auto insurance provider. To receive these benefits, you may be required to provide your insurer with documentation from your employer, physicians, and other medical experts stating that your injuries prevent you from working. You will not be granted loss of income benefits for any wages lost during the first 7 days after the injury-causing collision, however you may be eligible to claim lost income for missed working days after that time limitation has elapsed.

If your injuries meet the threshold of catastrophic impairment, you may be entitled to additional benefits such as increased medical and rehabilitation benefits, attendant care benefits, and housekeeping and home maintenance benefits.

Close family members of a person who has been injured or killed in a motor vehicle accident may be able to sue the at-fault driver for their own losses such as loss of care, guidance, and companionship.

Read More FAQs

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