OCF-1: Accident Benefits Application Package

The Financial Services Regulatory Authority of Ontario (FSRA) has a series of Auto Insurance Claims Forms (OCF Forms) that need to be filled out if you are seeking compensation for your injuries after a motor vehicle accident. The OCF-1 form, also known as the Accident Benefits Application Package, is a form that needs to be completed in full and submitted to your auto insurance provider if you were injured in an automobile accident on or after November 1, 1996. Claims for certain accidents need to be made within 7 days. In addition to filling out this form, your insurer may also ask that you accompany this application with additional forms such as OCF-2, OCF-3, OCF-5 and/or OCF-23.

This form is an important first step in establishing whether or not you are eligible for benefits. If filled out incorrectly, it can result in significantly reduced or delayed compensation from your insurance provider. This is the primary reason why we recommend you hire a personal injury lawyer before completing the OCF-1 form. A legal professional can assist with completing the form accurately on your behalf to ensure you get the benefits you need to recover.

You can read more about the OCF-1 Form and download it on the FSRA website here.

What Information is Required on the OCF-1?

When you fill out your Accident Benefits application package, you’ll need to provide information such as:

• Details of your accident
• Status of your health
• Details of the auto insurance policy you’re claiming through
• Your employment status
• Whether you are a student or a caregiver in your family
• An income replacement determination
• Additional insurance and collateral payment information

Any misleading or incorrect information included in the OCF-1 can result in reduced or denied benefits.

How Can a Personal Injury Lawyer Help With Completing the OCF-1?

At Preszler Injury Lawyers, our Ontario personal injury lawyers are familiar with OCF-1 forms. Our legal team will ensure that your application package lists all your injuries, we’ll clarify the types of benefits that are relevant to you, explain any complex aspects of the form, and submit it correctly on your behalf. We can also deal directly with your insurance provider, so that you can focus on your recovery.

Contact Preszler Injury Lawyers today for a free consultation. Let us help you submit your Accident Benefits Application Package with confidence.