An insurance policy issued in Ontario covers not only the insured person, but also anyone residing in their “household.” For example, let us say you are married and own a car. Your insurance policy will likely cover your spouse in the event he or she is involved in a motor vehicle accident while using your … Continue reading “Are Members of My Family Automatically Covered by My Ontario Insurance Policy?”
The impacts of fatal or injurious accidents often send shockwaves throughout families. A perosn’s loss of independence, their loss of their abilities to continue working, and indeed the loss of their lives often puts extreme financial strains on their close relatives. In accordance with provincial law, certain family members of injured or wrongfully deceased accident … Continue reading “The Family Member’s Rights in a Personal Injury Case”
Under Ontario law, the owner of a car or other motor vehicle can be held legally responsible for an accident even if he or she was not the driver. Basically, if another driver uses your car with your permission and causes a motor vehicle accident, the victims can file a personal injury lawsuit against you … Continue reading “Bonter v. Estate of Laird: Possession, Consent, and a Motor Vehicle Accident”
When you are injured in a motor vehicle accident in Ontario, you cannot count on receiving the full amount of your damages in a personal injury lawsuit. The reason for this is that the Ontario government imposes a “statutory deductible” on non-pecuniary (pain and suffering) damages. This means that by law, a judge must reduce … Continue reading “Ontario Bus Accident Victim Recovers Nothing Due to Statutory Deductible”
Under normal circumstances, when you are injured in an Ontario motor vehicle accident caused by another driver’s negligence, you have the right to file a personal injury lawsuit against that driver and collect damages. Of course, in practice the negligent driver’s insurance is likely to pay the damages. What happens when the driver is an … Continue reading “Does Uninsured Motorist Coverage Apply to Drive-by Egg Attack?”
According to the Canadian Pediatric Society (CPS), using a helmet can significantly reduce your risk of serious injury in a bicycle accident. In fact, CPS said that research showed helmets “reduce the risk of head and brain injuries by about 69%, severe brain injuries by 74% and facial injuries by 65%.” Yet even these numbers … Continue reading “Toronto Faces Personal Injury Trial Over Bicycle Accident”
Bicycle accidents in Ontario are frequently the result of a negligent motorist who fails to keep a proper lookout for bicycles or pedestrians. From a legal standpoint, the bicyclist must follow the same rules as a car accident victim when seeking compensation for his or her injuries. In other words, victims of bicycle accidents must … Continue reading “Bicycle Accidents: What Damages Can I Seek?”
There is a lot to take in following an auto accident. Oftentimes, the accident itself is a split-second occurrence, leaving other drivers and passengers unable to react in time. In the moments immediately following the collision, the victims may not stop to gather potentially useful information, including the identity of the other vehicle drivers involved. … Continue reading “How do I Prove an Unknown “John Doe” Caused My Auto Accident?”
